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How to save money on auto insurance (1st in a five part series)

Question for you - are you paying too much for your car insurance? There is an even better chance that you could get a better rate, from another insurance company, than you could from your existing insurer. Let's face it, insurance is the one thing you simply cannot do without.

Reducing your insurance bill, or keeping the premiums in check, doesn't mean you have to forgo the security of dealing with a secure company. There are many ways of tailoring the policy to provide the cover you need at a lower cost. In this five part series, I will share with you some areas on which you can focus to have save you money on you auto insurance.

It is always important to factor in insurance cost before you make that final decision on a car, either new or used. All cars are rated on a scale wherein the premium charged is based on the type, age, model, power, features, crash performance, theft potential etc. of the car. Research the car to see where it falls in this area. Other areas of immediate concern:

1. Make sure you know all of discounts that are available to you
2. Keep your driver's record clean and up-to-date
3. Adjust your coverage to assume more risk- exp. higher deductible
4. Drive a "low profile" car equipped with certain money-saving safety features
5. Shop around for a good, low cost insurance providerwith a "AAA" best rating

Part -2- Next week