Monday, November 23, 2009

How to Cut you Auto insurance cost 11.24.09
(Part 2 - 5)
















1)Shop around for the best price

2)Keep your driving record clean
No convictions, fewer accidents, no fault accidents, DUI's don't drink and drive, The biggest penalty you'll face is to have a DUI on your driving record.

3) what's in your credit report can also affect your insurance rates.
Credit reports, credit history to keep a good credit history will certainly help you to get the best rate you can

4) combining coverage. Insuring all your vehicles with the same company you have a homeowners or renters policy with can save you money.
By putting the policies together you might be able to receive a signifigant discount.
Be sure to ask about any special discounts that may apply to your situation.

5) Look for other discountsThere's some discounts if your college student for example.

6) Taking a higher deductible can save you cash too, a higher deductible means you pay less for coverage.

7)As your car gets older you may consider dropping the collision coverage. If your car's only worth $2,000 and you could save $500 a year by dropping your collision coverage you may want to take that risk.

8) Most companies' rating plans consider how you use the car so be sure your agent knows if you car pool or use public transportation. Usually the less you drive the vehicle, the less you pay for coverage.

9) Check with your Department of insurance in your state to if there's other ways to save on insurance.

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